• Arkāgos Planning

    Arkagos Planning

An Emphasis on Planning

Phase I: Intake & Analysis

This is an initial complimentary meeting, where we get to know one another and ensure that a good working client/advisor relationship will be beneficial for both parties.

  • Collect important information and documents
  • Identify goals and objectives
  • Complete a risk profile analysis
Phase II: Review of Financial Plan & Projections

With information previously collected, a financial plan is built and an investment strategy is developed.

  • A full financial analysis is generated and reviewed.
  • An IPS – Investment Plan Summary based on client’s risk profile, time horizon and objectives is developed.
  • Next steps and expectations are identified.
Phase III: Implement & Invest

Next steps include implementation of your financial plan beginning with client onboarding and establishing accounts.

  • Firm and new account documents are drafted, transferring of accounts is initiated.
  • Implementation of investment strategy begins.
  • Frequent and ongoing communications until plan is fully implemented.
Phase IV: Monitor & Refine

Accounts are monitored as an ongoing practice; personal quarterly email updates are shared, and client meetings or calls are scheduled as needed.

  • Custodial Statements are generated monthly.
  • Advisor reviews portfolio quarterly and meets with clients at least annually, or upon request.
  • Performance is measured against plan; adjustments are made accordingly, and updates are noted to ensure that targeted goals are tracking inline with client expectations.

Internal processes for new clients:

First meeting / Intake Session

  • Once you have scheduled a first appointment, you’ll receive an email with directions to our office and a guide for forms to either bring in or send back prior to the meeting electronically;
  • During the intake session, information is gathered, goals are defined, and fees and expenses are covered in full detail so that you a have a clear understanding of expectations going forward;
  • You are provided a sample letter of engagement to help identify objectives and define the scope of services necessary;

Second meeting

  • A full analysis of your initial intake session is provided outlining any financial or planning gaps and illustrating future projections of your current investments and financial goals;
  • Solutions are recommended based on your objectives and tolerance for risk as established during the first meeting;
  • We extend to you an offer to enter into an investment advisory relationship with a clearly identified fee and expense schedule via our ADV;
  • If you choose to move forward, then the choice of hard documents or digital documents is made and the onboarding process can begin within 24 hours;

Third meeting (optional)

  • Occasionally a client wishes to have a 3rd meeting to go over more details and that is at your discretion

Onboarding

  • Documents are signed;
  • Your accounts will be transferred if required;
  • We will follow up with you via phone or e-mail during the process to confirm account opening, numbers, online access to custodian and client portal are all established and in good order.

Quarterly Meetings

  • Performance reports along with TD statements are generated monthly for clients;
  • Generally, there are quarterly meetings during the first year either in-person or via Skype at the client’s discretion; these are generally short in nature to provide a condensed recap of account performance and ensuring the client’s plan is on target;
  • All your questions and concerns will be addressed.

Investment advisory services offered through Arkāgos Advisors and Asset Management, Inc.(Arkāgos Advisors), a registered investment advisor. Insurance products are not offered through Arkāgos Advisors but are offered and sold as an outside business activity by licensed and appointed agents. There is no guarantee that any investment program or account will be profitable or will not incur loss. Security values may fluctuate, and that each security's price or value may rise or fall. Accordingly, investors may receive back less than originally invested. Past performance is not indicative of future results.
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