Women Investors Get a Bad Rap

As women we are not encouraged to actively invest and the general bias that women are not “good investors” has no substantial data to prove this overarching opinion.  In fact, just the opposite is reported in an article below I came across in Forbes, and reflects measurable facts, that women often stick to an investment strategy once they have decided to actively invest and more often outperform our male counterparts when it comes to risk adjusted returns (which is better than average returns).

https://www.forbes.com/sites/nextavenue/2017/11/15/women-investors-get-a-bad-rap/#1fbd2bf23828

Retirement Income for Women… and Risk

I wanted to share a thought piece aimed at providing clarity about investing for women that are planning for retirement.  Investing is a crucial component to any retirement plan and understanding the impact that inflation can have on retirement assets should be key for every woman.   I discuss several types of risk and why they should all be viewed independent of one another and how to measure their long term affects:

The Gender Investing Gap: Planning for the Future While Managing Risk

 

RISK, ALTERNATIVES and MAINTAINING GROWTH in Your Financial Plan

For women, staying invested and having a pattern of systematic investing is important to achieving most financial long-term goals.  In today’s new market, using alternatives can provide passage to reduce overall market risk to a portfolio and still achieve long term gains that have an edge over inflation risk, which for women, planning for retirement is a much larger risk than short term market volatility.

https://www.cnbc.com/2015/10/14/ework-before-using-alternative-investments.html

The Cost of Caregiving

Do you have aging parents or in-laws that might need plans for managed care in the future?  Starting those conversations early and developing a plan as a supplement to any long-term care insurance is strongly encouraged.  Women are typically called into this duty and it has a cost of approximately $340,000 in lost wages, just to start.

https://www.wiserwomen.org/images/imagefiles/family-caregivering-infographic-2016.pdf